Injured on the job? Don’t worry about being unable to pay your medical bills just yet – you have options! Chances are your employer has workers’ compensation insurance, as it’s a state-mandated program that provides benefits to people just like you. This being said, some workplaces are less than cooperative when it comes to ensuring their employees get the coverage they deserve. Top workers’ compensation attorneys can guarantee that your case wins if and when it goes to court.
What is Workers’ Compensation?
In a nutshell, workers’ compensation is an insurance program that most places of employment are required to have in the event that one of their employees is injured either on the job or as a result of actions taken during their job’s duties. This way, employees don’t have to pay for their medical expenses out of their own pockets. They can rely on insurance coverage to handle these burdens while they recover.
When Does Workers’ Compensation Apply?
In California and beyond, workers’ compensation insurance applies whenever:
- injuries sustained by an individual are a direct result of duties on the job
- injuries are sustained away from work but when dealing with work-related issues
- injuries that appear while not at work but which were obtained as a direct result of work-related stresses or activities
This is a pretty broad umbrella, but it’s great news for you since it means that your work-related health issues likely fall under workers’ compensation insurance coverage.
What Are Some Examples?
An easy example of an injury that falls under workers’ compensation is an employee slipping and falling while at work. Another example would be a barista at a coffee shop burning their hand on hot coffee.
For an example of an injury that qualifies outside of work, consider a construction worker whose knees are injured on the job but don’t fully hurt or cause trouble until he’s gone home. Under workers’ compensation insurance, this injury type would still qualify for coverage.
With all of the above examples, employees can qualify for workers’ compensation insurance even if they’re at fault for the injury. All that matters is the injury has to be an accident.
Why Don’t Some Employers Pay Up?
It looks bad on the record of some employers if they have employees who dip into the workers’ compensation insurance pool. Additionally, their insurance company may pressure them to avoid paying for a variety of reasons, all of which are unjust.
What Can You Do?
You can file a lawsuit for workers’ compensation if necessary or hire skilled California worker’s compensation attorneys to represent you before things get ugly. The potential financial assistance you can receive from a worker’s compensation case can be quite substantial, up to and including:
- the cost of past and future medical expenses
- the cost of wages if you’re unable to work
- cost of future wages if you’re disabled as a direct result of your covered injuries
There’s only one way to ensure that your workers’ compensation case has the best chance of winning before a judge. At KJT Law Group, you can rest assured that our attorneys have your back in every situation. We fully understand the intricacies of California Worker’s Compensation Law and can help you get the damages you need to recover.
Don’t hesitate to contact our professional team at 818-507-8525, or you can email us at info@KJTLawGroup.com. Either way, we’d be happy to give you a free consultation!