Who Is NOT Covered by Workers Compensation Insurance?

Posted on November 19, 2018November 15, 2018 by admin

If you are injured or ill on the job, Workers Comp insurance covers medical expenses and a portion of lost wages. Even though the State of California requires employers to carry Workers’ Compensation coverage, not every worker is covered. Here are some examples of those not covered by Workers Comp.

Business Owners and Volunteers

Business owners, from sole proprietors to partners are not covered by their company’s workers’ compensation insurance. Some business owners may elect to receive WP if they pay the premium. As for volunteers, they are not generally considered employees, so they are not eligible for WP. There are some exceptions like- volunteer police officers and firefighters who are requested by a firefighter or police officer to assist in an emergency.

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Are you entitled to receive financial compensation for your injuries?

Posted on November 5, 2018November 15, 2018 by admin

So many people ask us, am I entitled to compensation for my injuries? Here are 3 questions to answer that will help you figure out your personal situation-

Did you suffer a personal injury or was it just property damage?
Were your injuries caused by another person or entity negligence?
Do you have recoverable damages?

Let’s dig deeper.

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Workers Comp: Is your Injury a Permanent or Temporary Disability

Posted on October 22, 2018November 15, 2018 by admin

If you have been injured on the job, money and lost wages are issues that can not be ignored. In California, there are systems in place to provide funds for injury recovery and supplement lost income. The type of disability you are eligible for will determine what type of disability benefits you will receive.

Through California Workers Compensation Law, you have the right to file a claim through your employer. If your claim is awarded, you can receive a certain amount of financial support, depending on the severity of your injuries. Within a workers comp claim, you will get labeled with certain terms as you progress through the required assessments and exams. Those assessments will determine if you are temporarily or permanently disabled.

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