Beneficios a largo plazo

La ayuda comienza aquí

El estado de California no tiene un programa de discapacidad a largo plazo. Sin embargo, algunos empleadores ofrecen cobertura de seguro por discapacidad a largo plazo (LTD) como parte de un paquete general de beneficios. Además, los empleados pueden optar por contratar pólizas de seguro LTD individuales para cubrirse en caso de que sufran una discapacidad parcial o total. Si tiene un seguro LTD, puede solicitar una compensación por la pérdida de ingresos/salarios si su lesión o condición médica le impide trabajar. La discapacidad a largo plazo es independiente de la compensación de los trabajadores. Sin embargo, si sufre una lesión o enfermedad relacionada con el trabajo, puede solicitar compensación para trabajadores y LTD (si es elegible). Nuestros abogados de discapacidad a largo plazo de Los Ángeles en KJT Law Group puede revisar su caso y revisar sus opciones específicas durante una consulta sin costo ni compromiso. Nos complace responder cualquier pregunta que pueda tener y ayudarlo a determinar el mejor curso de acción para seguir adelante.

Llame a (818) 507-8525 o comuníquese con en línea para programar una consulta inicial gratuita hoy. Ofrecemos servicios legales en inglés, español y armenio.

¿Qué es la discapacidad a largo plazo?

Long-term disability, or LTD, is a type of insurance coverage that protects workers who may become partially or totally disabled, leaving them unable to work and earn a living for themselves or their families. In some cases, employers provide LTD insurance for their employees, but this is not mandatory. You can elect to purchase an individual LTD insurance policy if your employer does not offer this type of coverage.

If you do not have LTD coverage, either through your employer (or another form of group coverage) or your own policy, you may be able to qualify for Social Security Disability Insurance (SSDI) benefits or Supplemental Security Income (SSI). You may also be eligible for permanent partial or permanent total disability benefits through the Sistema de indemnización de los trabajadores de California.

¿En qué se diferencia la discapacidad a largo plazo de los beneficios de compensación para trabajadores a largo plazo?

La discapacidad a largo plazo es un tipo específico de seguro que cubre la pérdida de ingresos/salarios únicamente. Los beneficios de compensación para trabajadores, por otro lado, brindan compensación por la pérdida de ingresos/salarios, así como gastos médicos, servicios de colocación laboral y más. Si un empleado sufre una lesión o condición médica relacionada con el trabajo que resulta en un impedimento permanente, ya sea parcial o total, puede tener derecho a beneficios de compensación para trabajadores a largo plazo.

Los beneficios por incapacidad total o parcial permanente pueden estar disponibles para los siguientes tipos de lesiones y condiciones relacionadas con el trabajo:

Lesiones y trastornos por estrés repetitivo
Lesiones de la médula espinal y parálisis.
Pérdida de audición y/o visión.
Daño a órganos internos
mesotelioma
Lesiones cerebrales traumáticas
Amputación/pérdida de una extremidad
Lesiones graves por quemaduras
Cáncer
Enfermedad cardíaca o pulmonar

Estos y otros las lesiones catastróficas pueden evitar que un empleado regrese al trabajo a plena capacidad o en absoluto. Dependiendo de la "clasificación de discapacidad" del trabajador (según lo determinado por su médico tratante), puede tener derecho a beneficios por discapacidad parcial permanente (PPD) o discapacidad total permanente (PTD) por el resto de su vida. Las personas que reciben una calificación de deterioro entre 70 y 99% también tienen derecho a un beneficio de pensión vitalicia a través del sistema de compensación para trabajadores además de los beneficios de PPD.

Learn more about how our attorneys can help you with your long-term disability claim. Call (818) 507-8525 or submit an online contact form today.

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The state of California does not have a long-term disability program. However, some employers offer long-term disability (LTD) insurance coverage as part of an overall benefits package. Additionally, employees can opt to purchase individual LTD insurance policies to cover themselves in the event that they become partially or totally disabled. If you have LTD insurance, you can seek compensation for lost income/wages if your injury or medical condition prevents you from working.

Long-term disability is separate from workers’ compensation. If you suffer a work-related injury or illness, however, you can file for both workers’ compensation and LTD (if eligible). Our Los Angeles long-term disability attorneys at KJT Grupo de Derecho can review your case and go over your specific options during a no-cost, no-obligation consultation. We are happy to answer any questions you may have and help you determine the best course of action moving forward.

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¿En qué se diferencia la discapacidad a largo plazo de los beneficios de compensación para trabajadores a largo plazo?

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Los beneficios por incapacidad total o parcial permanente pueden estar disponibles para los siguientes tipos de lesiones y condiciones relacionadas con el trabajo:

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sticky_display=”normal,sticky” class=”” id=”” type_medium=”” type_small=”” order_medium=”0″ order_small=”0″ dimension_spacing_medium=”” dimension_spacing_small=”” dimension_spacing=”” dimension_margin_medium=”” dimension_margin_small=”” dimension_margin=”” padding_medium=”” padding_small=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” hover_type=”none” border_sizes=”” border_color=”” border_style=”solid” border_radius=”” box_shadow=”no” dimension_box_shadow=”” box_shadow_blur=”0″ box_shadow_spread=”0″ box_shadow_color=”” box_shadow_style=”” overflow=”” background_type=”single” gradient_start_color=”” gradient_end_color=”” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_color=”” background_image=”” background_image_id=”” background_position=”left top” background_repeat=”no-repeat” background_blend_mode=”none” render_logics=”” filter_type=”regular” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=”” last=”true” border_position=”all” element_content=”” first=”false”][fusion_checklist icon=”fa-record-vinyl fas” iconcolor=”#000000″ hue=”” saturation=”” lightness=”” alpha=”” circle=”” circlecolor=”#ffffff” textcolor=”” size=”” item_padding_top=”” item_padding_right=”” item_padding_bottom=”” item_padding_left=”” divider=”” divider_color=”” odd_row_bgcolor=”” even_row_bgcolor=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=””][fusion_li_item icon=””]Lesiones cerebrales traumáticas[/fusion_li_item][fusion_li_item 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dimension_spacing_small=”” dimension_spacing=”” dimension_margin_medium=”” dimension_margin_small=”” margin_top=”” margin_bottom=”” padding_medium=”” padding_small=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” hover_type=”none” border_sizes=”” border_color=”” border_style=”solid” border_radius=”” box_shadow=”no” dimension_box_shadow=”” box_shadow_blur=”0″ box_shadow_spread=”0″ box_shadow_color=”” box_shadow_style=”” overflow=”” background_type=”single” gradient_start_color=”” gradient_end_color=”” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_color=”” background_image=”” background_image_id=”” background_position=”left top” background_repeat=”no-repeat” background_blend_mode=”none” render_logics=”” filter_type=”regular” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=”” last=”true” border_position=”all” first=”false”][fusion_testimonials design=”clean” navigation=”yes” speed=”” backgroundcolor=”rgba(255,255,255,0)” hue=”” saturation=”” lightness=”” alpha=”” textcolor=”var(–awb-color1)” random=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”client_testimonial-custom” id=””][fusion_testimonial name=”- Shantel E.” avatar=”image” image=”http://www.kjtlawgroup.com/wp-content/uploads/2022/02/left-quote-24.png” image_id=”711|full” image_border_radius=”” company=”” link=”” target=”_self”]Vache es un abogado increíble!

“After a long conversation in which Vache explained, in detail, our steps and patiently answered all of our questions, I knew he was the perfect attorney for us.”

[/fusion_testimonial][fusion_testimonial name=”- Jacob K.” avatar=”image” image=”http://www.kjtlawgroup.com/wp-content/uploads/2022/02/left-quote-24.png” image_id=”711|full” image_border_radius=”” company=”” link=”” target=”_self”]Encontré KJT Law Group en línea y no podía estar más contento con sus resultados.

[/fusion_testimonial][fusion_testimonial name=”- Frances S.” avatar=”image” image=”http://www.kjtlawgroup.com/wp-content/uploads/2022/02/left-quote-24.png” image_id=”711|full” image_border_radius=”” company=”” link=”” target=”_self”]Si alguien está buscando un abogado de lesiones personales que realmente se preocupa por usted, ¡no busque más!

"El trabajo duro y los rápidos resultados que consiguió para mí fueron totalmente increíbles. Muchas gracias Caspar!"

[/fusion_testimonial][fusion_testimonial name=”- Khosrof O.” avatar=”image” image=”http://www.kjtlawgroup.com/wp-content/uploads/2022/02/left-quote-24.png” image_id=”711|full” image_border_radius=”” company=”” link=”” target=”_self”]La colaboración con KJT Law Group siempre ha superado nuestras expectativas.

“Caspar is knowledgeable and goes above and beyond to clearly explain the law and my rights.”

[/fusion_testimonial][fusion_testimonial name=”- A. Aristakessian” avatar=”image” image=”http://www.kjtlawgroup.com/wp-content/uploads/2022/02/left-quote-24.png” image_id=”711|full” image_border_radius=”” company=”” link=”” target=”_self”]KJT Law Group luchó duro en mi nombre a cada paso del camino.

“They are knowledgeable, patient, and will treat you like a priority. Without a doubt, I would highly recommend them to you.”

[/fusion_testimonial][fusion_testimonial name=”- Rosalilia M.” avatar=”image” image=”http://www.kjtlawgroup.com/wp-content/uploads/2022/02/left-quote-24.png” image_id=”711|full” image_border_radius=”” company=”” link=”” target=”_self”]Profesional, agradable y verdadera defensa todo el camino

“They really helped me and supported my claim. I highly recommend to everyone.”

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class=”” id=”” content_align_medium=”” content_align_small=”” content_align=”left” size=”2″ animated_font_size=”” fusion_font_family_title_font=”Lato” fusion_font_variant_title_font=”400″ font_size=”” line_height=”” letter_spacing=”” text_transform=”” text_color=”#ffffff” hue=”” saturation=”” lightness=”” alpha=”” animated_text_color=”” text_shadow=”no” text_shadow_vertical=”” text_shadow_horizontal=”” text_shadow_blur=”0″ text_shadow_color=”” margin_top_medium=”” margin_right_medium=”” margin_bottom_medium=”” margin_left_medium=”” margin_top_small=”” margin_right_small=”” margin_bottom_small=”” margin_left_small=”” margin_top=”” margin_right=”” margin_bottom=”” margin_left=”” margin_top_mobile=”” margin_bottom_mobile=”” gradient_font=”no” gradient_start_color=”” gradient_end_color=”” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ highlight_color=”” style_type=”default” sep_color=”” link_color=”” link_hover_color=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]How Our Firm Can Help[/fusion_title][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”default” rule_size=”” rule_color=”” hue=”” saturation=”” lightness=”” alpha=”” content_alignment_medium=”” content_alignment_small=”” content_alignment=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” margin_top=”” margin_right=”” margin_bottom=”” margin_left=”” fusion_font_family_text_font=”Lato” fusion_font_variant_text_font=”400″ font_size=”” line_height=”” letter_spacing=”” text_transform=”none” text_color=”#ffffff” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]

Regardless of the issue you are facing or the complexity of your case, our team is here to advise you of your various legal options and work to protect your rights. We only represent tenants, never landlords or property management entities. We are passionate about standing up for renters and dedicate 100% of our efforts, resources, and experience to doing what’s right.

[/fusion_text][fusion_separator style_type=”single solid” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”custom_separator_common custom_separator” id=”” flex_grow=”0″ top_margin=”” bottom_margin=”20px” width=”250px” alignment=”center” border_size=”” sep_color=”#bdbdbd” hue=”” saturation=”” lightness=”” alpha=”” icon=”fa-square far” icon_size=”15″ icon_color=”#bdbdbd” icon_circle=”no” icon_circle_color=”” /][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”default” rule_size=”” rule_color=”” hue=”” saturation=”” lightness=”” alpha=”” content_alignment_medium=”” content_alignment_small=”” content_alignment=”center” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” margin_top=”5px” margin_right=”” margin_bottom=”” margin_left=”” fusion_font_family_text_font=”Lato” fusion_font_variant_text_font=”400″ font_size=”” line_height=”” letter_spacing=”” text_transform=”none” text_color=”#000000″ animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]

Brindamos servicios legales en inglés, español y armenio. Solicite una consulta gratuita hoy llamándonos al (818) 507-8525 o enviando un formulario de contacto en línea.

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Beneficios a largo plazo

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Los beneficios por incapacidad total o parcial permanente pueden estar disponibles para los siguientes tipos de lesiones y condiciones relacionadas con el trabajo:

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