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Indemnización por accidente laboral
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Dealing with a lesiones personales can be a painful, emotional, and expensive experience. Not only do you have to heal from your injuries, but you also have to worry about medical bills, missed work, and legal battles – it can throw your entire life for a loop. Fortunately, various types of insurance play a significant role in personal injury claims.
Our firm can help with all the legal paperwork and procedures involved in getting the money you deserve from an insurance company, so you do not get lost in the shuffle. A Abogado de lesiones personales de Los Ángeles will fight for your rights. The following guide explains the vital role that insurance – specifically your car, life, and home insurance policies – can play in getting fair compensation and how a lawyer can help with the process.
Seguro de hogar y daños personales
Como propietario de una vivienda, es posible que sea responsable de las facturas médicas de las personas lesionadas en su vivienda. Por ejemplo, el dueño de la propiedad puede ser responsable si alguien se cae por las escaleras, tropieza con una tabla suelta o se resbala con una alfombra y se rompe un brazo. También es posible que deba pagar los salarios perdidos debido al tiempo perdido en el trabajo o incluso una compensación por el dolor y el sufrimiento. Todo esto cae bajo el paraguas de la responsabilidad de locales.
Responsabilidad de los locales
Premises liability is a common cause of personal injury claims. If you own a home, you also own the property it sits on, which sometimes can lead to a slippery slope.
If someone gets injured on your property, they might sue you – this is where premises liability insurance comes in. This coverage protects you against lawsuits that happen on your property. It applies to the injuries other people sustain as well as damage to their property. According to California law, a property owner is legally liable for injuries sustained within their property.
Papel de la responsabilidad de las instalaciones en las reclamaciones por lesiones personales
When someone is injured on another person’s property, various factors come into play to determine if the property owner is responsible for their damages – for example, how the injury happened, where the injury occurred, and if the injured party was permitted to be on that particular part of the property.
To file a premises liability case in LA, you must demonstrate that the property owner had a duty of care to ensure that their premises were reasonably safe. A Los Angeles personal injury lawyer can help establish this duty of care and fight for fair compensation, which may include medical bills, lost wages, and pain and suffering.
Tipos de casos de responsabilidad de locales
Algunos de los tipos más comunes de reclamos de responsabilidad de locales incluyen:
- Slip-and-fall accidents
- Lesiones causadas por escaleras o balcones rotos
- perros muertos or animal attacks
- Accidentes de piscina
Seguro de Vida y Lesiones Personales
If you are injured in an accident, it can be challenging for you and your family to recover financially. Depending on the severity of your injuries, you may not be able to work for a long time – or ever again. Also, there will be medical bills and other expenses that must be paid while you recover. If your injury is permanent and affects your ability to earn an income, you will need money to live on while your family adjusts.
This is where life insurance comes in. In some cases, life insurance could pay out hundreds of thousands or even millions of dollars for personal injury, depending on the type of policy you have (and how much coverage).
Papel del seguro de vida en las reclamaciones por lesiones personales
Life insurance can be vital in personal injury lawsuits. Someone who has a life insurance policy can be named as a defendant in a lawsuit, and the proceeds of that policy may be used to pay a verdict or settlement – especially if that person’s conduct was the cause of a personal injury.
For example, say a driver speeding through an intersection runs over a pedestrian. The pedestrian is killed instantly. The pedestrian’s family files a lawsuit against the at-fault driver. In this scenario, the driver’s life insurance policy would likely come into play because their negligent actions led to the pedestrian’s death.
Personal injury attorneys are at the center of personal harm litigation. With personal injury cases, there are often complex medical and insurance issues and multiple parties involved. Your Abogado de lesiones personales de Los Ángeles can help you navigate them all to receive maximum compensation.
Seguro de automóvil y daños personales
If you are injured in a car accident, you may be entitled to personal injury compensation.
Según la California Department of Motor Vehicles (DMV), a driver must carry evidence of insurance in their vehicle at all times.
The law also requires that drivers carry liability insurance. If someone else causes an accident and is found liable for your injuries, their liability insurance coverage should help pay for your expenses related to the accident.
In addition, when you suffer personal injury in LA due to a car accident, you will likely need a lawyer to prove the driver’s fault during the insurance claim process. This is especially true given that California is an “at-fault” insurance state – in other words, the driver deemed responsible for the accident is liable for paying the costs of any injuries or property damage.
Cobertura de protección contra lesiones personales (PIP)
Es importante señalar que los conductores también pueden tener cobertura PIP en Los Ángeles, pero no es legalmente obligatorio. La cobertura de PIP se aplica independientemente de quién haya causado el accidente, por lo que puede ayudar a cubrir sus facturas médicas y otros gastos, incluso si el otro conductor no tiene seguro o tiene un seguro insuficiente.
El papel del seguro de automóvil en las reclamaciones por lesiones personales
While the driver of the at-fault vehicle is usually responsible, there are other factors to consider in the event of a personal injury claim.
First, we consider whether or not either party has insurance. If so, the insurance company will likely pay for all damages up to the policy limits (or up to the amount covered by their insurance policy). This is where things can get complicated – if you are injured and require ongoing treatment, you may need to file a personal injury lawsuit to cover additional medical expenses.
In most cases, this will be handled by both parties’ insurance companies. But if one or both parties have insufficient coverage, you may need to file a lawsuit against the other party directly. The minimum liability requirement for private passenger vehicles in Los Angeles is $15,000 for the injury or death of one person.
Consejos para comprar un seguro de automóvil
Choose a PPI policy, a no-fault type of insurance coverage that pays your medical expenses regardless of who caused the accident. PIP offers protection from out-of-pocket expenses and can cover medical bills, lost wages, funeral costs, or more.
Also, choose a liability limit that meets your needs. The minimum amount of liability coverage required by California law is:
- Bodily harm liability – $25,000 per person or $50,000 per accident
- Property damage liability – $15,000 per accident
If you want to purchase higher limits, that is fine. Just make sure that you have enough to cover any claims against you or your passengers.
Lastly, consider uninsured or underinsured motorist coverage. If you get into an accident with someone who does not have auto insurance or only has minimal coverage, this coverage can provide added protection for your injuries.
La verdad sobre lesiones personales y seguros
The truth is that you cannot predict the future, but you can protect yourself from financial loss through insurance coverage. Multiple types of insurance can help cover your personal injuries in Los Angeles. Depending on the circumstances of your injury, you might be able to file a claim with more than one type of insurance.
It is hard to know how long it will take to recover damages. But you need to understand your insurance policy, so you at least know what benefits are available if something happens.
And finally, insurance companies offer many different options for policies. For example, some companies offer “uninsured motorist” coverage while other companies offer “underinsured motorist” coverage — both designed to protect you from accidents caused by drivers who have little or no insurance at all.
Póngase en contacto con un abogado de lesiones personales de Los Ángeles hoy
A personal injury attorney from KJT Law Group can guide you through the process of filing a claim, negotiating with insurance companies, and representing your best interests in court if needed. Our team will work to ensure that your rights are protected as we pursue fair compensation for your injuries.
The lawyers at KJT Law Group will carefully evaluate your case to determine if there was any negligence involved in causing your injury. If so, we will do all we can to hold the at-fault party responsible for your damages.
To get started and learn more about your options, call us today at (818) 507-8525 para una revisión gratuita de su caso.
[/fusion_text][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”default” rule_size=”” rule_color=”” hue=”” saturation=”” lightness=”” alpha=”” content_alignment_medium=”” content_alignment_small=”” content_alignment=”center” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”black_bg” id=”” margin_top=”” margin_right=”” margin_bottom=”” margin_left=”” fusion_font_family_text_font=”” fusion_font_variant_text_font=”” font_size=”” line_height=”” letter_spacing=”” text_transform=”none” text_color=”#ffffff” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]Comience con una consulta inicial gratuita; llame (818) 507-8525 o contacta con nosotros en línea. Hablamos español (818) 507-8525 o Contacta con nosotros en linea. Hablamos español[/fusion_text][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”default” rule_size=”” rule_color=”” hue=”” saturation=”” lightness=”” alpha=”” content_alignment_medium=”” content_alignment_small=”” content_alignment=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” margin_top=”” margin_right=”” margin_bottom=”” margin_left=”” fusion_font_family_text_font=”” fusion_font_variant_text_font=”” font_size=”” line_height=”” letter_spacing=”” text_transform=”none” text_color=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]
Looking to pursue a lesiones personales case? Reach out to us online or by calling (818) 507-8525 to schedule a complimentary consultation and case evaluation today.
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You Deserve A Team That Will Fight For You
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Deje que nuestros experimentados abogados lideren la lucha. Ningún caso es demasiado pequeño y no hay probabilidades son demasiado desalentador para nosotros para arremangarse, ir a trabajar, y ganar para nuestros clientes.
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Fighting for Injured Clients Across the Greater LA Area
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Nuestro Abogados de lesiones personales de Los Ángeles are available to assist you 24 hours a day, 7 days a week. We provide legal services in English, Spanish, and Armenian and offer contingency fees. This means you do not owe any upfront or out-of-pocket expenses but, instead, only pay attorney fees if/when we win your case.
At KJT Law Group, we prioritize transparency, communication, and client service and will be there to provide the personalized legal representation you need every step of the way. We draw on an extensive background in activism and social justice when fighting for the rights of our clients, and we are not afraid to try cases in court whenever necessary.
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Brindamos servicios legales en inglés, español y armenio. Solicite una consulta gratuita hoy llamándonos al (818) 507-8525 o enviando un formulario de contacto en línea.
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