As a homeowner, you may be liable for the medical bills of people injured in your home. For example, the property owner may be liable if someone falls down the stairs, trips over a loose floorboard, or slips on a rug and breaks their arm. You might also have to pay for lost wages due to missed time at work or even compensation for pain and suffering. All this falls under the umbrella of premises liability.
Some of the most common types of premises liability claims include:
It is important to note that drivers can also have PIP coverage in Los Angeles, but it is not legally compulsory. PIP coverage applies regardless of who caused the accident, so it can help cover your medical bills and other expenses even if the other driver is uninsured or underinsured.