The state of California does not have a long-term disability program. However, some employers offer long-term disability (LTD) insurance coverage as part of an overall benefits package. Additionally, employees can opt to purchase individual LTD insurance policies to cover themselves in the event that they become partially or totally disabled. If you have LTD insurance, you can seek compensation for lost income/wages if your injury or medical condition prevents you from working.
Long-term disability is separate from workers’ compensation. If you suffer a work-related injury or illness, however, you can file for both workers’ compensation and LTD (if eligible). Our Los Angeles long-term disability attorneys at KJT Law Group
can review your case and go over your specific options during a no-cost, no-obligation consultation. We are happy to answer any questions you may have and help you determine the best course of action moving forward.