Workers’ Compensation, or workmans’ comp, is a form of insurance carried by most businesses. Workers’ compensation is required by law and is designed to provide compensation to employees who sustain injuries and illnesses while on the job.
Each state implements its own workers’ compensation laws and programs. In California, for example, the Division of Workers’ Compensation (DWC) monitors the administration of workers’ compensation claims.
Workers’ compensation covers job-related injuries and illnesses. There is a common misconception that if the employee did not sustain his or her injury while at work, then workers’ compensation will not cover his or her injuries. The employee’s injury or illness does not necessarily have to occur at the workplace. As long as the injuries were sustained while the employee was acting within the “course and scope” of employment, then workers’ compensation insurance will cover that injury. #KJTLaw