Free case evaluation (818) 507 8525
Insights on artful litigation

What to Do if You’re Involved in an Auto Accident While in a Rideshare (UBER/LYFT)

Rideshare UBER LYFT ACCIDENT KJT LAW GROUP

When you’re driving yourself and get in an accident, your insurance will typically cover you for any personal injuries. Similarly, if you’re taking a taxi, you’ll be covered by the taxi company’s insurance. But what if you’re taking an Uber, a Lyft, or another rideshare vehicle? These are new, uncharted waters. Thankfully, there are already laws in place to keep you protected. Here’s what you need to know about insurance coverage in a rideshare vehicle.

What California Requires

In the state of California, rideshare companies are required to provide certain protections to their riders. In fact, the rideshare company itself is required to carry a $1 million liability insurance policy. This is in addition to any liability coverage your rideshare driver may be carrying. But even if the driver isn’t following the rules, the rideshare company itself is still going to have you covered.

For rideshare drivers, your insurance coverage is going to vary depending on which company you’re driving for. Uber offers $1 million of coverage, with a $1,000 deductible. So you’ll need to pay $1,000 out of pocket if one of your passengers is injured. Lyft’s coverage comes with a $2,500 deductible, so you’ll have to pay more out of pocket if you’re driving for them.

So, Are You Covered?

So, if you’re a rideshare passenger, are you covered? The answer is yes, whether or not your rideshare driver was at fault. This is because passengers are considered innocent parties. So regardless of who caused the crash, your expenses are going to be paid, whether by the rideshare company’s insurance or by the at-fault driver’s insurance?

That said, there’s one important qualification to this rule. If you’re somehow found responsible for the crash, the insurance company may not be required to pay for all of your expenses. Why might this be the case? Simply put, rideshare passengers sometimes become unruly. Imagine a passenger who’s spent a night at the bar and had a few too many drinks. They’re yelling at the driver, maybe even tugging at the driver’s arm, and they cause a crash. In that case, the passenger might be considered at fault for the accident. But as long as you behave yourself, this shouldn’t be a problem.

What You Should Do

If you’re in an accident as a rideshare passenger, you should take similar steps to what you should do if you got in an accident in your own car. First off, make sure there’s a police report. This is absolutely essential, since it ensures that there’s a public record of the accident.

Second, take pictures or videos of the accident, as well as any visible injuries. Again, this will help create a record of what went wrong, so you can easily file a claim. And make sure to seek medical help, even if you don’t think the injury is that bad. In the best case scenario, you’ll be fine. In the worst case scenario, you’ll discover that the injury is worse than you thought. But at least you’ll catch it immediately.

Let the professionals at KJT LAW GROUP help. If you have any questions regarding auto acciudents, we help protect the rights of people injured in car accidents.  Call us at (818) 507-8525 or email us at info@KJTLawGroup.com for a free consultation. We will go over all the facts of your case and recommend the best ways to move forward.

Insights on artful litigation

The 5 Most Dangerous Intersections in California

Any number of situations can lead to an auto accident. Distracted driving, speeding, and equipment failure are just a few of the reasons car crashes occur. Sometimes, the design of an intersection also plays a part in auto accidents.

What is the Statute of Limitations for Car Accidents in California?

Between 2015 and 2016, many statistics for car accidents in California saw increases. The number of fatalities related to accidents went up by 7 percent. Fatalities involving impaired drivers, motorcyclists, and passengers not using seat belts all increased. Even fatalities involving cars vs. bicycles, cars vs. pedestrians, and teen drivers increased.

I Was Injured by a Drunk Driver. What Should I Do?

Drunk driving is still a leading cause of death in vehicle crashes. Per National Highway Traffic Safety Administration statistics, every 48 minutes a person dies as a result of a crash involving a drunk driver. If you’re involved in a crash with a drunk driver, call the police and seek medical care. You might feel fine, but adrenaline can mask the pain and discomfort for a few hours.

Will My Personal Injury Case Go to Trial?

Black’s Law Dictionary estimates that only four to five percent of personal injury cases ever make it to trial. Very few cases ever do make it into a courtroom. Most reach an out-of-court settlement. This is due to two things. First, according to the Bureau of Justice Statistics (BJS), about half of all civil cases lead to a positive outcome for the plaintiff. Second, it’s time-consuming. It can take months or even years to battle a personal injury case in the courts.

What Should I Do After a Bicycle Accident?

When you’re in an accident on your bicycle, call the police. Of course, if you’re badly injured, you’ll have to rely on a witness to do this for you. If you feel fine, you still must call the police. You might find more damage to your bicycle than you first thought. You don’t want the driver to leave without having a way to get hold of that driver down the road.

Motorcycle Accidents – 5 Statistics That Will Leave You Shocked

In 2015, approximately 8.6 million motorcycles were registered in the U.S. That same year, motorcycle riders suffered 88,000 reported injuries, and 5,029 fatalities were reported. When you’re on a motorcycle, there is very little protecting you from serious injury during a crash. Cars have a harder time seeing you. If there’s a crash, the clothing and helmet you wear are the only protection you have between the ground and other solid surfaces. Here are five shocking statistics about motorcycles and motorcycle accidents.

Hit By A Car Crossing The Street? Here’s What To Do Next

Did you know that most pedestrian accidents occur between the hours of 6 and 9 p.m.? About 3 out of 4 accidents where a car hits a pedestrian take place in the dark. This is why it’s so important to wear bright, reflective clothing. If possible, wear flashing lights that can be seen from different angles.

California Personal Injury Law Basics

If you’ve been injured in an accident, or on someone else’s property, you may be entitled to compensation. But US personal injury law is not consistent across all states. In fact, there’s nothing whatsoever in federal law about personal injury. Personal injury cases are decided on the basis of tort law, which varies by state. […]

Free Case Evaluation

Please prove you are human by selecting the House.

Loading the Art of Law