The ride-share industry has taken the world by storm. It is now easy to get around and the industry has provided many people with a new source of income.
Uber and Lyft have also opened up a new area concern: the legal aspects of the ride-sharing phenomenon. Only a company that has experience in this area of law can give victims a chance at getting some justice.
A bit more complicated
Uber/Lyft accidents are a bit more complicated than the average car accident, because of insurance policies and how they are applied.
The payout would depend on:
- If the accident was caused by the driver
Your insurance coverage will depend on what you were doing and in what part of the ride-sharing process you were involved in at the time of the accident.
You are not entitled to an insurance payout if your app was off when the accident occurred.
If your app was on, but you were not answering a request, you can qualify for limited liability coverage.
If you were actively transporting a passenger, you are entitled to the full insurance cover from the ride-sharing company.
- You were the passenger and you got hurt
Theoretically, you are entitled to up to $1,000,000 in insurance coverage if you were injured as a passenger during the course of your ride.
- A bystander
A bystander hit by an Uber or Lyft driver has things a bit more complex with the insurance payout.
Payout will depend on if the app was on, if the driver were on his way to pick up a passenger or if he was actually giving someone a ride at the time of the accident.
If not, and the driver was technically off duty, restitution has to be sought from the driver’s personal insurance policy, if any.
Contact us today
It should be clear that in any of the above circumstances, the odds will be pretty good that you will need help navigating the complexities of the law when you were the victim of an accident in involving Uber or Lyft. Don’t be afraid to contact us to learn more about what your rights and options are.