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Does Workers’ Compensation Cover Travel to and From Work?

If you suffer a work-related injury, workers’ compensation typically covers travel to and from work—whether that’s commuting from one worksite to another or any other transportation related to your job. If you were injured while traveling for work, a lawyer can help you apply for the medical care and income loss benefits you need under your employer’s workers’ compensation policy.

Recovering workers’ compensation benefits depends on your ability to prove your injuries occurred while you were working. Your lawyer can handle this task for you, as well as collect evidence, build a strong case file with the required medical evidence, and explain the application process.

What Injuries Do Workers’ Comp Cover While Traveling for Business?

Your employer’s workers’ compensation insurance usually covers any workplace injury you sustain. This can include a work-related car accident or an accident in a company car during working hours, pedestrian accidents, and slip and fall accidents. 

If a workers’ compensation attorney represents you, they will explain the benefits you are entitled to receive and how long you can receive them. They will give your case the attention to detail it needs and fight hard for the benefits you are entitled to recover.

What Injuries Do Workers’ Comp Benefits Not Cover While Traveling?

Work trips often leave traveling employees with downtime. If you are engaged in non-work activities, even on a work trip, and are injured, a workers’ compensation claim might not cover the resulting damages. In that case, you should consider filing a third-party claim.

If you are injured during daily travel, such as on your commute to and from work, the same idea applies. Discuss these details with your lawyer. 

What Does Workers’ Compensation Coverage While Traveling Include?

If you are injured at work, you are entitled to medical care until you recover or lifetime medical care if your injuries require it. You could also qualify for income loss benefits based on the severity of your injury and the length of your recovery.

Medical Care for Injured Employees Who Travel

Workers’ comp medical benefits include covering the costs of all the medical care you need. It will cover the costs of:

  • Hospital admissions
  • Rehabilitative support
  • In-home medical care
  • Assistive medical devices
  • Surgical procedures
  • OTC and prescription drugs

You will not accumulate any out-of-pocket costs for medical care you receive for injuries you sustained on the job. Your attorney will help you track your medical care, including emergency room costs you may have incurred before filing your workers’ compensation claim. 

Income Loss Compensation for Traveling Employees

The income loss compensation you receive is typically two-thirds of your average weekly salary. A benefit of hiring a lawyer to represent you is their ability to fight for an accurate assessment of your salary. This is important because a miscalculation could mean you receive a lower monetary amount than you are actually entitled to recover.

Income loss benefits include:

  • Temporary Total Disability 
  • Temporary Partial Disability 
  • Permanent Partial Disability 
  • Permanent Total Disability 

How a Workers’ Compensation Lawyer Can Help With Your Case

Applying for workers’ compensation benefits after a workplace injury can be a long and potentially daunting process that you do not have to handle on your own. If a workers’ comp lawyer handles your case, they can:

  • Prove your eligibility for workers’ compensation benefits
  • Determine which compensation laws apply to you
  • Compile local and distant medical evidence
  • Provide regular updates as your case progresses
  • Handle case-related communication
  • Negotiate a lump-sum settlement with the insurance company, if available
  • Complete and submit your benefits application

Your lawyer will also advise you to let them handle all communication related to your case whenever possible. This step can help you avoid having any statements you make misconstrued or used to hinder your application at a later date. 

How Much Does It Cost to Hire a Workers’ Comp Lawyer?

It does not usually cost anything to hire a lawyer to represent you, nor will you incur any out-of-pocket legal costs. Workers’ comp lawyers generally accept clients on a contingency fee basis and cover all the upfront costs of preparing your case.

You only compensate the law firm when you receive compensation. This way, you take no financial risk, and they can begin your case right away.

Call KJT Law Group for Your Free Workers’ Comp Case Review

If you or a loved one was injured at work, it can be confusing to understand your rights if you were traveling when your injury occurred. This is where we come in. Our personal injury attorney will explain when workers’ compensation covers travel to and from work, build your case, and fight for your rights. 

Learn more about applying for workers’ comp by contacting our KJT Law Group case review team at (818) 507-8525 today.

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